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DAILY QUIZ- DEC 02

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1. Consider the following statements about Heat Wave:

1)     Heat wave is considered if the maximum temperature of a station reaches at least 40°C or more for Plains and at least 30°C or more for Hilly regions.

2)     Severe Heat Wave is considered When actual maximum temperature ≥45 degreeC.

Which of the above statements is/are correct?

a)     1 only

b)     2 only

c)      Both 1 and 2

d)     Neither 1 nor 2

 

ANSWER: A

EXPLANATION:

Heat Wave:

·         It is a period of abnormally high temperatures, more than the normal maximum temperature that occurs during the summer season.

·         It typically occurs between March and June, and in some rare cases even extends till July

·         The extreme temperatures and resultant atmospheric conditions adversely affect people living in these regions as they cause physiological stress, sometimes resulting in death.

Criterion for declaring heat waves in India

·         Heat wave is considered if the maximum temperature of a station reaches at least 40°C or more for Plains and at least 30°C or more for Hilly regions.

·         Based on Departure from Normal Heat Wave: Departure from normal is 4.50°C to 6.40°C.

·         Severe Heat Wave: Departure from normal is >6.40 degree C.

·         Based on Actual Maximum Temperature Heat Wave: When actual maximum temperature ≥ 45 degree C. 

·         Severe Heat Wave: When actual maximum temperature ≥47 degree C.

·         If the above criteria met at least in 2 stations in a Meteorological subdivision for at least two consecutive days and it was declared on the second day.

 

 

2. Consider the following statements about Delimitation Commission:

1)     Its orders cannot be called in question before any court.

2)     The copies of its orders are laid before the House of the People and the State Legislative Assembly concerned, but no modifications are permissible therein by them.

3)     The constitution provides the Parliament with the authority to enact a Delimitation Act after every Census.

Which of the above statements is/are correct?

a)     1 and 2 only

b)     2 and 3 only

c)      1 and 3 only

d)     1, 2 and 3

 

ANSWER: D

EXPLANATION:

Delimitation Commission: 

·         About:

o   The Delimitation Commission in India is a high-power body whose orders have the force of law.

o   Its orders cannot be called in question before any court.

o   These orders come into force on a date to be specified by the President of India on this behalf.

o   The copies of its orders are laid before the House of the People and the State Legislative Assembly concerned, but no modifications are permissible therein by them.

·         Constitutional Provisions:

o   Article 82: This provides the Parliament with the authority to enact a Delimitation Act after every Census.

o   Article 170: This provides for the  States to get divided into territorial constituencies as per the Delimitation Act after every Census.

·         Functions:

o   To determine the number and boundaries of constituencies in a way that the population of all seats, so far as practicable, is the same.

o   Identifying seats reserved for Scheduled Castes and Scheduled Tribes wherever their population is relatively large.

o   In case of difference of opinion among members of the Commission, the will of majority prevails.

 

3. which of the following entities are recognised as digital lenders?

a)     Entities which are regulated by the RBI and are allowed to carry out lending business.

b)     Entities that are authorised to carry out lending as per other statutory or regulatory provisions but are not regulated by the RBI.

c)      Entities lending outside the purview of any statutory or regulatory provisions.

d)     All the above

 

ANSWER: D

EXPLANATION:

Digital Lenders:

·         RBI has categorised digital lenders into three groups:

  • Entities which are regulated by the RBI and are allowed to carry out lending business.
  • Entities that are authorised to carry out lending as per other statutory or regulatory provisions but are not regulated by the RBI.
  • Entities lending outside the purview of any statutory or regulatory provisions.

India’s digital lending

·         Digital lending involves giving and recovering loans through web platforms or mobile apps. 

·         It facilitates speedy disbursal and helps lower costs.

·         Lending Service Providers (LSPs) operate in collaboration with Non-Banking Financial Companies (NBFCs) who disburse credit to customers using the LSPs platform. 

  • These platforms often resort to reckless practices by lending beyond a borrower’s repayment capacity.

 

4. Consider the following statements about Asian Tiger Mosquito:

1)     It causes Chikungunya fever as well as filarial nematodes like Dirofilaria immitis, and Zika virus.

2)     It also known as Aedes Albopictus and the forest mosquito. 

Which of the above statements is/are incorrect?

a)     1 only

b)     2 only

c)      Both 1 and 2

d)     Neither 1 nor 2

 

ANSWER: D

EXPLANATION:

Asian Tiger Mosquito

·         Also known as Aedes Albopictus and the forest mosquito.  Tiger mosquito is an exotic species that get their "tiger" name from the single white stripe down the center of their head and back.

·         Location:

o    Native to the tropical and subtropical areas of Southeast Asia

o    Later, it spread to many countries in Europe as well.

·         Characteristics:

o    usually bites during the daytime,

o    Hosts many viral pathogens, including the yellow fever virus, Chikungunya fever as well as filarial nematodes like Dirofilaria immitis, and Zika virus.

o    Also a carrier of dengue fever

·         Common signs and symptoms:

o    Several stomach-aches

o    Persistent vomiting and nausea

o    Breathlessness

o    Bleeding through gums and nose

o    Fatigue and constant tiredness